If, at any time, within 7-days after your membership is activated, you are unhappy with the quality of information and instruction contained within our SmartKnowledgeU™ curriculum, merely send an e-mail to:

refund-at-smartknowledgeu.com

and we will refund your membership, no questions asked. Please note that in regard to any of our Investment Education courses, the money back guarantee period expires exactly 7 days from the date and time after your membership is activated, not from the date and time of sign up, since there may be a 24-48 hour delay between sign up and membership activation. In regard to our Global Stock Picker investment newsletter, if you choose our 7-day free trial, you will only receive our first inaugural issue. If you wish for a refund, merely e-mail us at the above e-mail address within 7-days. If you don't wish for a refund, merely do nothing and we will fully activate your membership to receive full access to all archived issues as well as the receipt, of course, of all future issues for a one-year period.

Furthermore, please note that if any time within 90 days of sign up, you wish to upgrade your investment education membership, you may do so and will not be asked to pay the full price of the higher level membership but only the difference between your current membership level and the upgraded membership level. All upgrades can be processed by clicking the "learning modules" menu button on our homepage.

Please note that to prevent users from merely joining to copy our featured stock picks and opportunities and then discontinuing service, all updates regarding our favorite stocks and investment opportunities, some of which are quite important and necessary to make informed decisions, will only be sent to members after the expiration of our money back guarantee period. We will provide quarterly updates regarding our investment opportunities to all continuing valid online education members. All newsletter subscribers can expect monthly newsletters.